Best Citi Credit Cards (2026)
Citi's Custom Cash, Double Cash, and Premier cards cover cash back and ThankYou points. See which Citi card wins for a typical household spend mix.
22 active Citi cards in our database · ranked using ~$3,000/month balanced spend
Top Citi cards
Spend rewards
$1,037
Perks & credits
$0
Welcome bonus
$900
first year only
Annual fee
$95
Spend rewards
$736
Perks & credits
$0
Welcome bonus
$250
first year only
Annual fee
None
Spend rewards
$720
Perks & credits
$0
Welcome bonus
$200
first year only
Annual fee
None
Spend rewards
$650
Perks & credits
$116
Welcome bonus
$750
first year only
Annual fee
$99
Spend rewards
$630
Perks & credits
$0
Welcome bonus
$275
first year only
Annual fee
None
Spend rewards
$600
Perks & credits
$0
Welcome bonus
—
first year only
Annual fee
None
Spend rewards
$578
Perks & credits
$0
Welcome bonus
$200
first year only
Annual fee
None
Spend rewards
$524
Perks & credits
$0
Welcome bonus
—
first year only
Annual fee
None
Spend rewards
$510
Perks & credits
$0
Welcome bonus
—
first year only
Annual fee
None
Spend rewards
$456
Perks & credits
$0
Welcome bonus
—
first year only
Annual fee
None
Rankings use a representative spend profile. For personalized results, run the optimizer with your actual monthly categories.