AT&T Points Plus® Card From Citi
Issued by Citi
Rates verified August 2026
Welcome Bonus
Earn a $250 statement credit after $500 in purchases in the first 3 months.
Rewards Rate
1x points · up to 3x on Gas Stations
Annual Fee
No annual fee
Recommended Credit Score
good
You'll be taken to the issuer's secure application
Rewards Program
1x points · up to 3x on Gas Stations
Welcome Offer
Earn a $250 statement credit after $500 in purchases in the first 3 months.
Annual Fee
No annual fee
APR
Variable APR based on creditworthiness
Foreign Transaction Fee
None
Recommended For
AT&T, Gas Stations, Grocery Stores
Why We Recommend This Card
3.0% on Gas Stations
2.0% on AT&T
2.0% on Grocery Stores
Earn a $250 statement credit after $500 in purchases in the first 3 months.
$10 off per line monthly discount
$10 off per line monthly discount on your AT&T wireless bill and $10 monthly discount on your eligible AT&T internet bill when enrolled in AutoPay and paperless billing at AT&T.
$20 back per billing cycle
$20 back per billing cycle in statement credits after you spend $1,000 or more on purchases as an AT&T wireless customer — that's up to $240 a year.
Citi Entertainment®
Let Citi Entertainment bring the fun to you. Through the Citi Entertainment program you can enjoy access to purchase pre-sale tickets for music, sports, culinary experiences and more — from virtually anywhere.
Free Access to your FICO® Score
View your FICO® Score anytime, with no impact to your score. It's updated monthly and easy to find on the Citi Mobile® App and Citi® Online. See the key factors affecting your score and more.
Network benefits (Mastercard) — 7 standard protections
Global emergency services
Call 1-800-MASTERCARD (1-800-627-8372) for 24/7 assistance to report a lost or stolen card.
HealthLock
Enjoy a HealthLock for Mastercard Medical Claim Monitor complimentary membership plus a 90-day upgrade to all HealthLock services at no monthly cost.
Instacart
Groceries and more delivered in as fast as one hour. Get $10 off your second order each month, and new Instacart+ members can also get three free months of Instacart+.
Mastercard ID Theft Protection
Monitor your credit file for fraud, get alerts for suspicious activity and access a resolution specialist.
Mastercard Music and Entertainment Access benefit
Mastercard gives you exclusive access to ticket presales at top venues and festivals across the U.S. Eligibility restrictions, exclusions and terms apply. Offer
Mastercard Transit Benefit
Save when you tap and go with your eligible Mastercard and receive a $2.50 statement credit when you spend $10 or more each month at participating transit systems.
Protection wherever you shop
With Mastercard Zero Liability protection you’re protected against unauthorized transactions in stores, online and in app.
Direct to the Issuer
The Apply button takes you to Citi's own application
Verify Current Terms
Confirm rates, fees, and the welcome offer on the issuer's page before applying
No Data Shared
We never see or handle your application information