Key facts
The Macys American Express Card is issued by Citi and has no annual fee. It earns 1x points · up to 3x on Dining. There is no welcome bonus stored for this card. Recommended credit: good. Confirm the current terms on the issuer's page before you apply.
Benefits in our card record
- Entertainment Access
- Star Money reward
Macys American Express Card
Issued by Citi
Rates verified October 2026
Welcome Bonus
No welcome bonus
Rewards Rate
1x points · up to 3x on Dining
Annual Fee
No annual fee
Recommended Credit Score
good
You'll be taken to the issuer's secure application
Rewards Program
1x points · up to 3x on Dining
Welcome Offer
No welcome bonus
Annual Fee
No annual fee
APR
Variable APR based on creditworthiness
Foreign Transaction Fee
3%
Recommended For
Dining, Gas Stations, Grocery Stores
Why We Recommend This Card
3.0% on Dining
2.0% on Gas Stations
2.0% on Grocery Stores
No annual fee — keep more of what you earn
Card benefits
Entertainment Access
Get early access to premium tickets for concerts, theater, sports and more, all year round. You can purchase presale tickets before the general public to special events and experiences when you use your Card.
Star Money reward
Once you accumulate 1,000 points, a $10 Star Money reward will be issued. Star Money may be used to purchase merchandise at Macy’s, Macy’s Backstage or macys.com.
Direct to the Issuer
The Apply button takes you to Citi's own application
Verify Current Terms
Confirm rates, fees, and the welcome offer on the issuer's page before applying
No Data Shared
We never see or handle your application information