Citi® / AAdvantage® Platinum Select® World Elite Mastercard®
Issued by Citi
Rates verified July 2026
Welcome Bonus
Earn 50,000 AAdvantage® bonus miles after $2,500 in purchases in the first 3 months.
Rewards Rate
1x points · up to 2x on American Airlines
Annual Fee
$99
Recommended Credit Score
excellent
You'll be taken to the issuer's secure application
Rewards Program
1x points · up to 2x on American Airlines
Welcome Offer
Earn 50,000 AAdvantage® bonus miles after $2,500 in purchases in the first 3 months.
Annual Fee
$99 (waived first year)
APR
Variable APR based on creditworthiness
Foreign Transaction Fee
None
Recommended For
American Airlines, Dining, Gas Stations
Why We Recommend This Card
2.0% on American Airlines
2.0% on Dining
2.0% on Gas Stations
Earn 50,000 AAdvantage® bonus miles after $2,500 in purchases in the first 3 months.
$125 American Airlines Flight Discount
Earn a $125 American Airlines Flight Discount after you spend $20,000 or more in purchases during your cardmembership year and renew your card.
25% Savings on Inflight Food and Beverage
Receive 25% savings on food and beverage purchases when you use your card on American Airlines flights.
Citi Entertainment®
Citi Entertainment takes the once out of once in a lifetime. Get special access to purchase tickets to thousands of events, including presale tickets and exclusive experiences for the year's most anticipated concerts, sporting events, dining experiences and more.
Extended Warranty
Get an extra 24 months added to your warranty when you purchase items at least in part with your Citi card and/or ThankYou® Points. If your eligible item breaks, we’ll repair, reimburse or replace it, up to the amount charged on your Citi card and/or ThankYou® Points or up to $10,000 per item, whichever is less.
First Checked Bag Free
First checked bag free on domestic American Airlines itineraries for you and up to 4 companions traveling with you on the same reservation.
Preferred Boarding
Enjoy preferred boarding on American Airlines flights so you can save time and be more productive.
Up to $180 back on Turo
Earn up to $30 in statement credits for each eligible Turo trip completed from October 19, 2025 to October 18, 2026, up to $180 statement credits in total.
Network benefits (Mastercard) — 14 standard protections
Global emergency services
Call 1-800-MASTERCARD (1-800-627-8372) for 24/7 assistance to report a lost or stolen card.
HealthLock
Enroll in HealthLock for Mastercard Medical Claim Monitor complimentary membership plus a 90-day upgrade to all HealthLock services at no monthly cost.
Instacart
Groceries and more delivered in as fast as one hour. Get $10 off your second order each month, and new Instacart+ members can also get three free months of Instacart+. Offer
Lyft
More rides means more adventure. Take three rides in a month with Lyft to earn a $5 credit.3* Plus, save 10% on all scheduled rides to or from U.S. airports when you pay with your World Elite or World Legend Mastercard. Offer
Mastercard Golf
Get exclusive PGA TOUR® experiences and access amazing golf benefits with our Golf Concierge Service.
Mastercard ID Theft Protection
Monitor your credit file for fraud, get alerts for suspicious activity and access a resolution specialist.
Mastercard Music and Entertainment Access benefit
Mastercard gives you exclusive access to premium preferred seats and ticket presales at top venues and festivals across the U.S. Eligibility restrictions, exclusions and terms apply. Offer
Mastercard Transit Benefit
Save when you tap and go with your eligible Mastercard and receive a $2.50 statement credit when you spend $10 or more each month at participating transit systems.
Mastercard Travel
Browse exclusive Mastercard benefits, book travel, get hotel upgrades and more.
Peacock
Get $3 off Peacock Premium or Peacock Premium Plus each month when you use your World Elite or World Legend Mastercard to subscribe. Watch new movies from theaters, buzzworthy original series, hit TV shows, live sports and so much more. Eligibility restrictions, exclusions and terms apply. Offer1
Priceless Experiences
Enjoy experiences in culture, dining, sports, entertainment and more in over 45 exciting destinations around the globe.
Priority Pass
Get access to 1,700+ airport lounges worldwide and special offers and discounts in the terminal on dining, retail and spa experiences.
Protection wherever you shop
With Mastercard Zero Liability protection you’re protected against unauthorized transactions in stores, online and in app.
World Elite Concierge
Complimentary 24/7 concierge agent for lifestyle needs, travel bookings and event access.
Direct to the Issuer
The Apply button takes you to Citi's own application
Verify Current Terms
Confirm rates, fees, and the welcome offer on the issuer's page before applying
No Data Shared
We never see or handle your application information