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Best Bank of America Credit Cards (2026)

Bank of America cards can stack with Preferred Rewards banking bonuses. We rank cards using base earn rates and published benefits.

22 active Bank of America cards in our database · ranked using ~$3,000/month balanced spend

Top Bank of America cards

#1 for Bank of America
Bank of America
•••• 1234
#1
Bank of America

$758ongoing annual value

Spend rewards

$758

Perks & credits

$0

Welcome bonus

$200

first year only

Annual fee

None

Bank of America® Customized Cash Rewards
#2
Bank of America

$758ongoing annual value

Spend rewards

$758

Perks & credits

$0

Welcome bonus

$200

first year only

Annual fee

None

Bank of America® Customized Cash Rewards Secured
#3
Bank of America

$758ongoing annual value

Spend rewards

$758

Perks & credits

$0

Welcome bonus

first year only

Annual fee

None

Bank of America® Travel Rewards
#4
Bank of America

$540ongoing annual value

Spend rewards

$540

Perks & credits

$0

Welcome bonus

$250

first year only

Annual fee

None

Bank of America® Unlimited Cash Rewards
#5
Bank of America

$540ongoing annual value

Spend rewards

$540

Perks & credits

$0

Welcome bonus

$200

first year only

Annual fee

None

Bank of America® Travel Rewards Secured
#6
Bank of America

$540ongoing annual value

Spend rewards

$540

Perks & credits

$0

Welcome bonus

first year only

Annual fee

None

Bank of America® Unlimited Cash Rewards Secured
#7
Bank of America

$540ongoing annual value

Spend rewards

$540

Perks & credits

$0

Welcome bonus

first year only

Annual fee

None

Bank of America® Premium Rewards®
#8
Bank of America

$489ongoing annual value

Spend rewards

$574

Perks & credits

$10

Welcome bonus

$600

first year only

Annual fee

$95

Air France KLM World Elite Mastercard®
#9
Bank of America

$459ongoing annual value

Spend rewards

$548

Perks & credits

$0

Welcome bonus

$500

first year only

Annual fee

$89

Celebrity Cruises Visa Signature®
#10
Bank of America

$365ongoing annual value

Spend rewards

$365

Perks & credits

$0

Welcome bonus

$300

first year only

Annual fee

None

Rankings use a representative spend profile. For personalized results, run the optimizer with your actual monthly categories.