Bank of America® Customized Cash Rewards Secured
Issued by Bank of America
Rates verified July 2026
Welcome Bonus
No welcome bonus
Rewards Rate
1% cash back · up to 3% on Dining
Annual Fee
No annual fee
Recommended Credit Score
no credit history / rebuilding
You'll be taken to the issuer's secure application
Rewards Program
1% cash back · up to 3% on Dining
Welcome Offer
No welcome bonus
Annual Fee
No annual fee
APR
Variable APR based on creditworthiness
Foreign Transaction Fee
3%
Recommended For
Grocery Stores, Wholesale Clubs, Dining, Drugstores
Why We Recommend This Card
3.0% on Dining
3.0% on Drugstores
3.0% on Gas Stations
No annual fee — keep more of what you earn
FICO® Score
You can access your FICO® Score updated monthly for free, within your Mobile Banking app or in Online Banking. Opt-in to receive your score, the key factors affecting your score, and other information that can help you keep your credit healthy.
Direct to the Issuer
The Apply button takes you to Bank of America's own application
Verify Current Terms
Confirm rates, fees, and the welcome offer on the issuer's page before applying
No Data Shared
We never see or handle your application information