Atmos Rewards™ Ascent Visa Signature
Issued by Bank of America
Rates verified July 2026
Welcome Bonus
Receive a 50% flight discount code for a qualifying future flight after opening your new account. Additionally, earn 80,000 bonus points and a $99 Companion Fare (plus taxes and fees from $23) after spending $4,000 or more on purchases within the first 120 days of opening your account.
Rewards Rate
1x points · up to 3x on Alaska Airlines
Annual Fee
$95
Recommended Credit Score
excellent
You'll be taken to the issuer's secure application
Rewards Program
1x points · up to 3x on Alaska Airlines
Welcome Offer
Receive a 50% flight discount code for a qualifying future flight after opening your new account. Additionally, earn 80,000 bonus points and a $99 Companion Fare (plus taxes and fees from $23) after spending $4,000 or more on purchases within the first 120 days of opening your account.
Annual Fee
$95
APR
Variable APR based on creditworthiness
Foreign Transaction Fee
None
Recommended For
Alaska Airlines, Cable TV, Gas Stations, Hawaiian Airlines
Why We Recommend This Card
3.0% on Alaska Airlines
3.0% on Hawaiian Airlines
2.0% on Cable TV
Receive a 50% flight discount code for a qualifying future flight after opening your new account. Additionally, earn 80,000 bonus points and a $99 Companion Fare (plus taxes and fees from $23) after spending $4,000 or more on purchases within the first 120 days of opening your account.
$100 off Lounge+ membership
Pay for your annual Alaska Lounge+ Membership with your card and get $100 off.
10% rewards bonus
Get a 10% rewards bonus on all points earned if you have an eligible Bank of America® account.
20% back onboard
Get 20% back when you use your card to pay for Wi-Fi, drinks and other extras on Alaska Airlines and Hawaiian Airlines.
A faster path to status
Earn 1 status point for every $3 on spent eligible purchases
Annual $99 Companion Fare
Celebrate your account anniversary and receive a $99 Companion Fare (plus taxes and fees from $23) on Alaska Airlines or Hawaiian Airlines-operated flights within North America, including Hawaii, after you spend at least $6,000 on purchases with your card each year.
Free checked bag
For you and up to 6 guests on the same reservation when airfare is purchased with your card.
Preferred boarding
For you and up to 6 guests on the same reservation when you pay with your card.
Network benefits (Visa) — 14 standard protections
Booking.com
Purchase qualifying stays with your eligible Visa Credit or Debit card and get up to 8% in Travel Credits to use on future flights, stays, car rentals, attractions, car rentals, taxis and more.
Dovly Uplift™
Get free access to Dovly Uplift. Dovly helps you raise your credit score and get more for your money. While Dovly's platform is designed to remove inaccuracies from your credit report, every case is different, and not everyone will achieve the same results.
Global Entry Statement Credit
Apply for Global Entry, a U.S. Customs and Border Protection program and use your Visa Signature card to pay the application fee (currently $120) to receive a $120 statement credit.
Golf Benefits from Troon Rewards®
Enjoy automatic Silver Status when you sign up for Troon Rewards®, for 10% savings on golf fees, merchandise and lessons at over 150 golf courses across the United States and the world.
OpenTable
Eligible Visa cardholders can enjoy special events access to the hottest dining events on OpenTable. Restrictions apply.
Priority Pass airport lounge access
Enjoy access to over 1,700 airport lounges and experiences around the globe.
Roadside Dispatch®
This is a pay-per-use roadside assistance program available 24x7. Roadside Dispatch will ask for your location, find out what the problem is, and will remain on the phone with you while arranging a dispatch to a reliable tow operator or locksmith. You pay a set price per service call.
Sofar Sounds
Enjoy a free ticket per show with the purchase of one or more tickets, plus you can access 7-day Visa Exclusive Presale opportunities.
Stay connected in over 175 countries
Eligible Visa cardholders can now use the GigSky app to access complimentary or discounted global mobile data, in 175+ countries and destinations worldwide as well as on over 200 of the world’s top cruise ships.
Travel and Emergency Assistance Services
When you are traveling or working anywhere in the world, your covered Visa card gets you access to a multilingual call center 24 hours a day, 365 days a year to help get the assistance you need. As a covered cardholder, you, your spouse and dependent children under 22 years of age who are traveling with can call a dedicated toll-free number in the United States, or call collect when traveling abroad.
Universal Destinations & Experiences
Get exciting benefits at Universal Studios Hollywood and Universal Orlando Resort when you pay with your Visa Signature® or Visa Infinite® card.
Visa Signature Concierge
Get assistance with travel planning, entertainment tickets and more.
Visa Signature Luxury Hotel Collection
Enjoy special guest status at 900+ Visa Signature Luxury Hotel properties worldwide.
Visa Signature Rental Car Privileges
Book your next road trip with your Visa Signature card to receive up to 25% off base rates on qualifying rentals from Avis and Budget. Your card can also unlock complimentary upgrades (when available), waived Additional Driver Fee and 10% saving on XM Satellite radio during rental.
Direct to the Issuer
The Apply button takes you to Bank of America's own application
Verify Current Terms
Confirm rates, fees, and the welcome offer on the issuer's page before applying
No Data Shared
We never see or handle your application information