Best American Express Credit Cards (2026)
American Express cards range from no-fee cash back to premium travel cards with extensive credits. Rankings reflect Membership Rewards valuations, perks, and annual fees.
24 active American Express cards in our database · ranked using ~$3,000/month balanced spend
Top American Express cards
Spend rewards
$1,052
Perks & credits
$243
Welcome bonus
$900
first year only
Annual fee
$325
Spend rewards
$797
Perks & credits
$114
Welcome bonus
$250
first year only
Annual fee
$95
Spend rewards
$578
Perks & credits
$114
Welcome bonus
$200
first year only
Annual fee
None
Spend rewards
$674
Perks & credits
$0
Welcome bonus
$500
first year only
Annual fee
None
Spend rewards
$745
Perks & credits
$0
Welcome bonus
$225
first year only
Annual fee
$95
Spend rewards
$622
Perks & credits
$0
Welcome bonus
—
first year only
Annual fee
None
Spend rewards
$762
Perks & credits
$0
Welcome bonus
$650
first year only
Annual fee
$150
Spend rewards
$552
Perks & credits
$645
Welcome bonus
$700
first year only
Annual fee
$650
Spend rewards
$553
Perks & credits
$115
Welcome bonus
$960
first year only
Annual fee
$150
Spend rewards
$703
Perks & credits
$682
Welcome bonus
$1,200
first year only
Annual fee
$895
Rankings use a representative spend profile. For personalized results, run the optimizer with your actual monthly categories.