Marriott Bonvoy Brilliant® American Express®
Issued by American Express
Rates verified July 2026
Welcome Bonus
Earn 100,000 Marriott Bonvoy Bonus Points after you use your new Card to make $6,000 in purchases within the first 6 months of Card Membership. Earn an additional 50,000 Marriott Bonvoy bonus points after you use your new Card to make an additional $2,000 in purchases within the first 6 months of Card Membership.
Rewards Rate
2x points · up to 6x on Marriott
Annual Fee
$650
Recommended Credit Score
excellent
You'll be taken to the issuer's secure application
Rewards Program
2x points · up to 6x on Marriott
Welcome Offer
Earn 100,000 Marriott Bonvoy Bonus Points after you use your new Card to make $6,000 in purchases within the first 6 months of Card Membership. Earn an additional 50,000 Marriott Bonvoy bonus points after you use your new Card to make an additional $2,000 in purchases within the first 6 months of Card Membership.
Annual Fee
$650
APR
Variable APR based on creditworthiness
Foreign Transaction Fee
None
Recommended For
Airfare, Dining, Marriott
Why We Recommend This Card
6.0% on Marriott
3.0% on Airfare
3.0% on Dining
Earn 100,000 Marriott Bonvoy Bonus Points after you use your new Card to make $6,000 in purchases within the first 6 months of Card Membership. Earn an additional 50,000 Marriott Bonvoy bonus points after you use your new Card to make an additional $2,000 in purchases within the first 6 months of Card Membership.
$100 Marriott Bonvoy Property Credit
With your Marriott Bonvoy Brilliant™ American Express® Card, book direct using a special rate for a 2 night minimum stay at The Ritz-Carlton® or St. Regis® and get up to $100 in credit for qualifying charges.
$300 Dining Statement Credit
Each calendar year, get up to $300 (up to $25 per month) in statement credits for eligible purchases made on the Marriott Bonvoy Brilliant® American Express® Card at restaurants worldwide.
25 Elite Night Credits
Each calendar year with the Marriott Bonvoy Brilliant® American Express® Card you can receive 25 Elite Night Credits towards the next level of Marriott Bonvoy® Elite status.
American Express Experiences®
Stay in the know with exclusive access to ticket presales and Card Member-only events in a city near you. Check out Broadway shows and concert tours, family and sporting events, and more.
Baggage Insurance Plan
Travel more comfortably knowing you can be covered for lost, damaged, or stolen Baggage when you purchase the Entire Fare for a Common Carrier Vehicle ticket (e.g. plane, train, ship, or bus) on an Eligible Card. Coverage can be provided for up to $2,000 for checked Baggage and up to a combined maximum of $3,000 for checked and carry-on Baggage, in excess of coverage provided by the Common Carrier. The coverage is also subject to a $3,000 aggregate limit per Covered Trip. For New York State residents, there is a $2,000 per bag/suitcase limit for each Covered Person with a $10,000 aggregate maximum for all Covered Persons per Covered Trip. Please read important exclusions and restrictions.
Car Rental Loss and Damage Insurance
Getting into your Rental Vehicle can be the start of a great vacation. When you use your Eligible Card to reserve and pay for the Entire Rental and decline the collision damage waiver at the rental Company counter, you can be covered for Damage to or Theft of a Rental Vehicle in a Covered Territory. Please read important exclusions and restrictions. Not all vehicle types or rentals are covered. Coverage is not available for vehicles rented in Australia, Italy, and New Zealand. This product provides secondary coverage and does not include liability coverage.
Earned Choice Award
Effective 1/1/23: Each calendar year after spending $60,000 on eligible purchases on your Marriott Bonvoy Brilliant® American Express® Card, you will be eligible to select an Earned Choice Award benefit.
Extended Warranty
When you use your Eligible Card to make a Covered Purchase, you can get up to one extra year added to the Original Manufacturer's Warranty. Applies to warranties of 5 years or less on Covered Purchases in the United States or its territories or possessions. Please read important exclusions and restrictions.
Fee Credit for Global Entry or TSA PreCheck
Stay focused on getting where you need to go. Receive either a statement credit available every 4 years after you apply for Global Entry ($120) or a statement credit available every 4.5 years after you apply for a five-year membership through any Authorized Enrollment Provider for TSA Pre'® (up to $85) with an eligible Card. If approved for Global Entry, at no additional charge, you will receive access to TSA Pre'®.To read the full terms and conditions, visit www.americanexpress.com/expeditedtravel.
Free Night Award
Receive 1 Free Night Award every year after your Card renewal month. Award can be used for one night (redemption level at or under 85,000 Marriott Bonvoy® points) at hotels participating in Marriott Bonvoy®. Certain hotels have resort fees.
Marriott Bonvoy® Platinum Elite Status
With complimentary Platinum Elites status, earn up to 5X points from Marriott Bonvoy® on eligible hotel purchases with the 50% Bonus Points on stays benefit.
Premium Global Assist® Hotline
You can rely on 24/7 medical, legal, financial, and other select emergency coordination and assistance services while traveling more than 100 miles from home. Premium Global Assist® Hotline can direct you to medical and legal professionals. Premium Global Assist Hotline can also coordinate prescription replacements, emergency hotel check-ins and cash wires, missing luggage, lost or stolen passports, and more. Card Members may be responsible for the costs charged by third-party service providers. Emergency medical transportation assistance may be provided at no cost only if approved and coordinated by Premium Global Assist Hotline.
Premium Internet Access
Receive free in-room, premium Internet access. Booking requirements apply.
Priority Pass™ Select
Relax with unlimited lounge visits for you and up to two guests at no additional charge per visit once enrolled in complimentary Priority Pass™ Select membership, which offers access to over 1,200 airport lounges around the world.
Return Protection
With Return Protection, you may return eligible purchases to American Express if the seller won't take them back up to 90 days from the date of purchase. American Express may refund the full purchase price excluding shipping and handling, up to $300 per item, up to a maximum of $1,000 per calendar year per Card account, if you purchased it entirely with your eligible American Express® Card. Purchases must be made in the U.S. or its territories.
ShopRunner
Get free 2-day shipping * on eligible items at a growing network of 100+ online stores with ShopRunner.
Network benefits (American Express) — 3 standard protections
Purchase Protection
Sometimes your favorite new purchase gets stolen, accidentally damaged, or lost. But when you use your Eligible Card for Covered Purchases, your Membership can help protect them for up to 90 days from the Covered Purchase date. Please read important exclusions and restrictions.**Up to $10,000 per occurrence, $50,000 per calendar year.
Trip Cancellation and Interruption
Despite our best efforts, sometimes things happen that are out of our control. If you purchase a round trip entirely with your eligible Card on or after January 1, 2020, and a covered reason cancels or interrupts your trip, Trip Cancellation and Interruption Insurance can help reimburse your non-refundable expenses purchased with the same eligible Card, up to $10,000 per trip and up to $20,000 per eligible Card per 12 consecutive month period. Terms, conditions and limitations apply.[1][1] Coverage is provided by New Hampshire Insurance Company, an AIG Company.
Trip Delay Insurance
Booking the trip is easy. Avoiding delays is next to impossible. If a round-trip is paid for entirely with your Eligible Card and a covered reason delays your trip more than 6 hours, Trip Delay Insurance‡ can help reimburse certain additional expenses purchased with your same Eligible Card, up to $500 per trip, maximum 2 claims per Eligible Card per 12 consecutive month period.
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