Chase Freedom Unlimited vs Discover it Cash Back
Simple everyday cash back cards with no annual fee. We rank by total net annual value on a balanced monthly spend profile.
Higher net value
| Metric | Chase Freedom Unlimited® Credit Card | Discover it® Cash Back |
|---|---|---|
| Ongoing annual value | $661 | $417 |
| First-year value (incl. bonus) | $861 | $417 |
| Spend rewards | $651 | $417 |
| Perks & credits | $10 | $0 |
| Welcome bonus | $200 | — |
| Annual fee | None | None |
Calculated using ~$3,000/month balanced spend profile. See methodology.