Chase Sapphire Preferred vs Capital One Venture X
Sapphire Preferred vs Venture X, compared in both directions — including Capital One Venture X vs Chase Sapphire Preferred and Venture X vs Sapphire Preferred. This is the only page we index for that matchup. We compare ongoing annual value (rewards plus perks, minus the annual fee) on a representative $3,000/month profile across dining, travel, groceries, and everyday purchases. Welcome bonuses are first-year value and do not decide the winner.
Key facts
For ~$3,000/month balanced spend profile, Chase Sapphire Preferred® Credit Card has the higher ongoing annual value at $925 per year, versus $511 for Venture X Rewards. Ongoing value is spend rewards plus perks, minus the annual fee. The welcome bonus is first-year only.
- Venture X Rewards
- Ongoing value $511 · annual fee $395 · first-year value $1,261
- Chase Sapphire Preferred® Credit Card
- Ongoing value $925 · annual fee $95 · first-year value $2,050
| Metric | Venture X Rewards | Chase Sapphire Preferred® Credit Card |
|---|---|---|
| Ongoing annual value | $511 | $925 |
| First-year value (incl. bonus) | $1,261 | $2,050 |
| Spend rewards | $796 | $900 |
| Perks & credits | $110 | $120 |
| Welcome bonus | $750 | $1,125 |
| Annual fee | $395 | $95 |
Calculated using ~$3,000/month balanced spend profile. See methodology.