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Best Discover Credit Cards (2026)

Discover cards are known for no annual fee, rotating 5% categories, and Cashback Match for new cardholders. Rankings include first-year match where applicable.

7 active Discover cards in our database · ranked using ~$3,000/month balanced spend

Top Discover cards

#1 for Discover
Discover it® Miles
#1
Discover

$540ongoing annual value

Spend rewards

$540

Perks & credits

$0

Welcome bonus

first year only

Annual fee

None

Discover it® Chrome Gas & Restaurant
#2
Discover

$427ongoing annual value

Spend rewards

$427

Perks & credits

$0

Welcome bonus

first year only

Annual fee

None

Discover It® Secured
#3
Discover

$427ongoing annual value

Spend rewards

$427

Perks & credits

$0

Welcome bonus

first year only

Annual fee

None

Discover it® Cash Back
#4
Discover

$417ongoing annual value

Spend rewards

$417

Perks & credits

$0

Welcome bonus

first year only

Annual fee

None

Discover
•••• 1234
#5
Discover

$417ongoing annual value

Spend rewards

$417

Perks & credits

$0

Welcome bonus

first year only

Annual fee

None

Rankings use a representative spend profile. For personalized results, run the optimizer with your actual monthly categories.