Wells Fargo Autograph Journey
Issued by Wells Fargo
Rates verified July 2026
Welcome Bonus
Earn 60,000 bonus points when you spend $4,000 in purchases in the first 3 months - that’s $600 toward your next trip
Rewards Rate
1x points · up to 5x on Hotels
Annual Fee
$95
Recommended Credit Score
excellent
You'll be taken to the issuer's secure application
Rewards Program
1x points · up to 5x on Hotels
Welcome Offer
Earn 60,000 bonus points when you spend $4,000 in purchases in the first 3 months - that’s $600 toward your next trip
Annual Fee
$95
APR
Variable APR based on creditworthiness
Foreign Transaction Fee
None
Recommended For
Airfare, Dining, Hotels, Travel
Why We Recommend This Card
5.0% on Hotels
4.0% on Airfare
3.0% on Dining
Earn 60,000 bonus points when you spend $4,000 in purchases in the first 3 months - that’s $600 toward your next trip
$50 annual statement credit
A $50 annual statement credit with $50 minimum airline purchase
Cellular Telephone Protection
Available for covered Wells Fargo cardholders. Count on emergency assistance while traveling anywhere in the world.
Credit Close-upservice mark
Built-in protection features ensure that you won't be held responsible for unauthorized transactions, as long as they're reported promptly.
Emergency Cash Disbursement and Card Replacement
Available whenever you're in need of a tow - for eligible Wells Fargo cardholders 24/7 with no membership required.
Lost Baggage Reimbursement
Get Travel Accident Insurance protection of up to $1,000,000 when you purchase your airline or other common carrier ticket with your eligible credit card.
Roadside Dispatch®
Get up to $1,000 of cell phone protection against damage, theft, or unintended separation. Subject to a $25 deduction.
Travel and Emergency Services Assistance
Pay for rental cars using an eligible card and get reimbursed for covered damage or theft.
Network benefits (Visa) — 19 standard protections
Auto Rental Collision Damage Waiver
Use an eligible card to pay for your trip and get reimbursed up to $15,000 for lodging, flights, and activities if the trip is canceled for a covered reason.
Booking.com
Purchase qualifying stays with your eligible Visa Credit or Debit card and get up to 8% in Travel Credits to use on future flights, stays, car rentals, attractions, car rentals, taxis and more.
Dovly Uplift™
Get free access to Dovly Uplift. Dovly helps you raise your credit score and get more for your money. While Dovly's platform is designed to remove inaccuracies from your credit report, every case is different, and not everyone will achieve the same results.
Global Entry Statement Credit
Apply for Global Entry, a U.S. Customs and Border Protection program and use your Visa Signature card to pay the application fee (currently $120) to receive a $120 statement credit.
Golf Benefits from Troon Rewards®
Enjoy automatic Silver Status when you sign up for Troon Rewards®, for 10% savings on golf fees, merchandise and lessons at over 150 golf courses across the United States and the world.
OpenTable
Eligible Visa cardholders can enjoy special events access to the hottest dining events on OpenTable. Restrictions apply.
Priority Pass airport lounge access
Enjoy access to over 1,700 airport lounges and experiences around the globe.
Roadside Dispatch®
This is a pay-per-use roadside assistance program available 24x7. Roadside Dispatch will ask for your location, find out what the problem is, and will remain on the phone with you while arranging a dispatch to a reliable tow operator or locksmith. You pay a set price per service call.
Sofar Sounds
Enjoy a free ticket per show with the purchase of one or more tickets, plus you can access 7-day Visa Exclusive Presale opportunities.
Stay connected in over 175 countries
Eligible Visa cardholders can now use the GigSky app to access complimentary or discounted global mobile data, in 175+ countries and destinations worldwide as well as on over 200 of the world’s top cruise ships.
Travel and Emergency Assistance Services
When you are traveling or working anywhere in the world, your covered Visa card gets you access to a multilingual call center 24 hours a day, 365 days a year to help get the assistance you need. As a covered cardholder, you, your spouse and dependent children under 22 years of age who are traveling with can call a dedicated toll-free number in the United States, or call collect when traveling abroad.
Trip Cancellation and Interruption Protection
Receive up to $3,000 in luggage reimbursement per trip if your bags are lost due to theft or misdirection by a common carrier while traveling.
Universal Destinations & Experiences
Get exciting benefits at Universal Studios Hollywood and Universal Orlando Resort when you pay with your Visa Signature® or Visa Infinite® card.
Visa Signature Concierge
Get assistance with travel planning, entertainment tickets and more.
Visa Signature Luxury Hotel Collection
Enjoy special guest status at 900+ Visa Signature Luxury Hotel properties worldwide.
Visa Signature Rental Car Privileges
Book your next road trip with your Visa Signature card to receive up to 25% off base rates on qualifying rentals from Avis and Budget. Your card can also unlock complimentary upgrades (when available), waived Additional Driver Fee and 10% saving on XM Satellite radio during rental.
Visa Signature® Concierge service, 24/7
With Credit Close-Upservice mark? you own the skills to help understand and track your FICOregistered® Score, raise it, or maintain it.
Visa Signature® Luxury Hotel Collection
Find tickets to top sports and entertainment events, book travel, make dinner reservations and more with your complimentary 24/7 Visa Signatureregistered® Concierge.
Zero Liability Protection
Visa credit cardholders can get an emergency cash advance disbursed or a card replaced within one to three business days after issuer approval.
Direct to the Issuer
The Apply button takes you to Wells Fargo's own application
Verify Current Terms
Confirm rates, fees, and the welcome offer on the issuer's page before applying
No Data Shared
We never see or handle your application information