Navy Federal Visa Signature® Flagship Rewards
Issued by Navy Federal Credit Union
Rates verified August 2026
Welcome Bonus
You could earn 35,000 bonus points (a $400 value) when you spend $3,500 within 90 days of opening a new Flagship account. Plus, you’ll score a year of free Amazon Prime® (a $139 value).
Rewards Rate
2x points · up to 3x on Travel
Annual Fee
$49
Recommended Credit Score
excellent
You'll be taken to the issuer's secure application
Rewards Program
2x points · up to 3x on Travel
Welcome Offer
You could earn 35,000 bonus points (a $400 value) when you spend $3,500 within 90 days of opening a new Flagship account. Plus, you’ll score a year of free Amazon Prime® (a $139 value).
Annual Fee
$49
APR
Variable APR based on creditworthiness
Foreign Transaction Fee
None
Recommended For
Travel
Why We Recommend This Card
3.0% on Travel
You could earn 35,000 bonus points (a $400 value) when you spend $3,500 within 90 days of opening a new Flagship account. Plus, you’ll score a year of free Amazon Prime® (a $139 value).
$49 annual fee — weigh against bonus categories and perks
Travel and Emergency Assistance
Travel and Emergency Assistance
It's help when you don't know where to turn. Count on a wide range of emergency services available whenever and wherever you need them, 24/7. This includes medical referral, lost luggage locator service and prescription assistance.
Collision Damage Waiver
With your Navy Federal Visa® or Mastercard®, you automatically have Collision Damage Waiver (CDW) coverage when you rent a car for 15 days or less and pay for the rental with your covered rewards card. The CDW coverage is secondary to any other applicable insurance or coverage available to you.
Enjoy Amazon Prime® Free for 1 Year
Just pay the Amazon Prime1 annual membership fee with your Visa Signature Flagship Rewards Card, and we’ll reimburse you with a statement credit.
Global Entry or TSA Pre®
Receive statement credits (up to $120) for Global Entry or TSA Pre®
Worldwide Automatic Travel Accident Insurance
You and your dependents are covered automatically for bodily injury and/or loss on a covered trip when you charge the entire common carrier fare to your covered rewards card. Coverage is for 1 year from the date of the accident.
Network benefits (Visa) — 14 standard protections
Booking.com
Purchase qualifying stays with your eligible Visa Credit or Debit card and get up to 8% in Travel Credits to use on future flights, stays, car rentals, attractions, car rentals, taxis and more.
Dovly Uplift™
Get free access to Dovly Uplift. Dovly helps you raise your credit score and get more for your money. While Dovly's platform is designed to remove inaccuracies from your credit report, every case is different, and not everyone will achieve the same results.
Global Entry Statement Credit
Apply for Global Entry, a U.S. Customs and Border Protection program and use your Visa Signature card to pay the application fee (currently $120) to receive a $120 statement credit.
Golf Benefits from Troon Rewards®
Enjoy automatic Silver Status when you sign up for Troon Rewards®, for 10% savings on golf fees, merchandise and lessons at over 150 golf courses across the United States and the world.
OpenTable
Eligible Visa cardholders can enjoy special events access to the hottest dining events on OpenTable. Restrictions apply.
Priority Pass airport lounge access
Enjoy access to over 1,700 airport lounges and experiences around the globe.
Roadside Dispatch®
This is a pay-per-use roadside assistance program available 24x7. Roadside Dispatch will ask for your location, find out what the problem is, and will remain on the phone with you while arranging a dispatch to a reliable tow operator or locksmith. You pay a set price per service call.
Sofar Sounds
Enjoy a free ticket per show with the purchase of one or more tickets, plus you can access 7-day Visa Exclusive Presale opportunities.
Stay connected in over 175 countries
Eligible Visa cardholders can now use the GigSky app to access complimentary or discounted global mobile data, in 175+ countries and destinations worldwide as well as on over 200 of the world’s top cruise ships.
Travel and Emergency Assistance Services
When you are traveling or working anywhere in the world, your covered Visa card gets you access to a multilingual call center 24 hours a day, 365 days a year to help get the assistance you need. As a covered cardholder, you, your spouse and dependent children under 22 years of age who are traveling with can call a dedicated toll-free number in the United States, or call collect when traveling abroad.
Universal Destinations & Experiences
Get exciting benefits at Universal Studios Hollywood and Universal Orlando Resort when you pay with your Visa Signature® or Visa Infinite® card.
Visa Signature Concierge
Get assistance with travel planning, entertainment tickets and more.
Visa Signature Luxury Hotel Collection
Enjoy special guest status at 900+ Visa Signature Luxury Hotel properties worldwide.
Visa Signature Rental Car Privileges
Book your next road trip with your Visa Signature card to receive up to 25% off base rates on qualifying rentals from Avis and Budget. Your card can also unlock complimentary upgrades (when available), waived Additional Driver Fee and 10% saving on XM Satellite radio during rental.
Direct to the Issuer
The Apply button takes you to Navy Federal Credit Union's own application
Verify Current Terms
Confirm rates, fees, and the welcome offer on the issuer's page before applying
No Data Shared
We never see or handle your application information