Navy Federal GO BIZ® Rewards

Issued by Navy Federal Credit Union

Rates verified August 2026

Everyday spending

Welcome Bonus

No welcome bonus

Rewards Rate

1x points on all purchases

Annual Fee

No annual fee

Recommended Credit Score

excellent

Apply Now

You'll be taken to the issuer's secure application

Navy Federal GO BIZ® Rewards
Card Highlights
Key benefits and features of the Navy Federal GO BIZ® Rewards

Rewards Program

1x points on all purchases

Welcome Offer

No welcome bonus

Annual Fee

No annual fee

APR

Variable APR based on creditworthiness

Foreign Transaction Fee

None

Recommended For

Everyday spending

Why We Recommend This Card

No annual fee — keep more of what you earn

Uber for Business

Uber Freight

Card Benefits
Additional perks and protections

Uber for Business

Receive up to $100 in vouchers from Uber for Business when you create a new Uber for Business account for your organization and spend $100 or more using a Mastercard Small Business card through the Uber for Business Dashboard.

Uber Freight

Earn up to $1,000 of load credit when you use the Uber Freight shipper platform with a Mastercard® Small Business card.

Zoho Social Discount

Run your business better with Zoho’s social media management solution. With Zoho Social, you can build, manage and measure your business’s reach across networks. Save 50% on your first year’s subscription.

Adobe

Exclusively for Mastercard Small Business cardholders: Subscribe to 12 months of Adobe Creative Cloud for individuals All Apps or Single App using your Mastercard Small Business card and enjoy additional complimentary months.

Boingo Wi-Fi

Enjoy wireless access through Boingo's award-winning Wi-Fi network spanning more than a million hotspots across six continents at no additional cost to eligible cardholders.

Cellular Wireless Telephone Protection

Pay your monthly cell phone bill for your Eligible Cellular Wireless Telephone with your Mastercard and you may be reimbursed for the actual cost to replace or repair it if it’s stolen or damaged.

Extended Warranty

Extended Warranty coverage provides you with additional security beyond the manufacturer’s guarantee.

Intuit TurboTax® Discount

Save up to $20 on TurboTax, the #1 best-selling tax preparation software. TurboTax guarantees 100% accurate calculations and your biggest possible tax refund.

Intuit® QuickBooks® Online Discount

Mastercard Small Business cardholders are eligible for 30% off QuickBooks® Online or QuickBooks® Self-Employed for 12 months.

MasterAssist® Travel Assistance Services

Count on a wide range of emergency services, available 24/7. This includes medical referral, lost luggage locator service and prescription assistance.

MasterRental® Collision Damage Waiver

Use your Mastercard when you rent a car for 31 consecutive days or less, and you’ll automatically have Collision Damage Waiver (CDW) coverage.

MasterRental® Insurance Coverage

MasterRental will cover physical damage and theft of the vehicle, reasonable loss of use charges imposed by the rental company, towing charges, theft or damage to personal effects in transit in the rental vehicle and more.

McAfee™

Protect yourself with a discounted 13-month subscription to McAfee Total Protection for 5 devices at $29.50. Plus, receive a 13-month complimentary subscription to TechMate.

Microsoft Advertising Discount

Grow your business and attract more customers with $125 in advertising credit after spending only $10 with Microsoft Advertising.

Purchase Assurance

Purchase Assurance provides coverage for most items you purchase with your eligible Mastercard if the item is damaged or stolen within 90 days of the date of purchase.

Network benefits (Visa/Mastercard)8 standard protections

Auto Rental Collision Damage Waiver

Auto Rental Collision Damage Waiver (ARCDW) provides primary insurance coverage for physical damage and theft, reasonable and customary towing, and valid loss-of-use charges and administrative fees when you reserve and pay for a rental car with your covered Visa Business card.

Booking.com

Purchase qualifying stays with your eligible Visa Credit or Debit card and get up to 8% in Travel Credits to use on future flights, stays, car rentals, attractions, car rentals, taxis and more.

Mastercard Airport Concierge™

Enjoy a 15% savings on Airport Meet & Greet services that provide you with a personal escort for departures and arrivals at over 450 destinations worldwide.

OpenTable

Eligible Visa cardholders can enjoy special events access to the hottest dining events on OpenTable. Restrictions apply.

Purchase Security and Extended Protection

Purchase Security can replace, repair or reimburse you for an eligible item purchased with your covered card up to $10,000.00 per claim in the event your item is stolen or damaged. Extended Protection doubles the time period of the original manufacturer's written U.S. warranty up to 1 additional year on eligible warranties of 3 years or less.

Roadside Dispatch®

This is a pay-per-use roadside assistance program available 24x7. Roadside Dispatch will ask for your location, find out what the problem is, and will remain on the phone with you while arranging a dispatch to a reliable tow operator or locksmith. You pay a set price per service call.

Sofar Sounds

Enjoy a free ticket per show with the purchase of one or more tickets, plus you can access 7-day Visa Exclusive Presale opportunities.

Travel and Emergency Assistance Services

When you are traveling or working anywhere in the world, your covered Visa card gets you access to a multilingual call center 24 hours a day, 365 days a year to help get the assistance you need. As a covered cardholder, you, your spouse and dependent children under 22 years of age who are traveling with can call a dedicated toll-free number in the United States, or call collect when traveling abroad.

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