Key facts
The FNBO Business Edition® Secured Mastercard® is issued by FNBO and has a $39 annual fee (waived the first year). It earns 1x points on all purchases. There is no welcome bonus stored for this card. Recommended credit: no credit history / rebuilding. Confirm the current terms on the issuer's page before you apply.
Our database does not list card-specific benefits for the FNBO Business Edition® Secured Mastercard®. We do not substitute benefits from other cards.
FNBO Business Edition® Secured Mastercard®
Issued by FNBO
Rates verified October 2026
Welcome Bonus
No welcome bonus
Rewards Rate
1x points on all purchases
Annual Fee
$39
Recommended Credit Score
no credit history / rebuilding
You'll be taken to the issuer's secure application
Rewards Program
1x points on all purchases
Welcome Offer
No welcome bonus
Annual Fee
$39 (waived first year)
APR
Variable APR based on creditworthiness
Foreign Transaction Fee
3%
Recommended For
Everyday spending
Why We Recommend This Card
$39 annual fee — weigh against bonus categories and perks
Auto Rental Insurance
Card benefits
Network benefits (Mastercard) — 1 standard protection
Auto Rental Insurance
Provides coverage for automobile rentals paid for with your covered credit card. Rest easy knowing you are covered for damage due to collision or theft up to the limits indicated in the coverage disclosure.
Direct to the Issuer
The Apply button takes you to FNBO's own application
Verify Current Terms
Confirm rates, fees, and the welcome offer on the issuer's page before applying
No Data Shared
We never see or handle your application information