Discover It® Student Cash Back

Issued by Discover

Rates verified July 2026

Dining (5x)
Home Improvement (5x)

Welcome Bonus

2 x Cash Back with Cashback Match, get an unlimited dollar-for-dollar match of all the cash back you've earned at the end of your first year, automatically

Rewards Rate

1% cash back · up to 5% on Dining

Annual Fee

No annual fee

Recommended Credit Score

fair

Apply Now

You'll be taken to the issuer's secure application

Discover It® Student Cash Back
Card Highlights
Key benefits and features of the Discover It® Student Cash Back

Rewards Program

1% cash back · up to 5% on Dining

Welcome Offer

2 x Cash Back with Cashback Match, get an unlimited dollar-for-dollar match of all the cash back you've earned at the end of your first year, automatically

Annual Fee

No annual fee

APR

Variable APR based on creditworthiness

Foreign Transaction Fee

None

Recommended For

Dining, Home Improvement

Why We Recommend This Card

5.0% on Dining

5.0% on Home Improvement

2 x Cash Back with Cashback Match, get an unlimited dollar-for-dollar match of all the cash back you've earned at the end of your first year, automatically

No annual fee — keep more of what you earn

Card Benefits
Additional perks and protections

5% Cash Back

Earn 5% cash back on everyday purchases at different places you shop each quarter like grocery stores, restaurants, gas stations, and more, up to the quarterly maximum when you activate. Plus, earn 1% cash back on all other purchases.

Unlimited Cashback Match

Get an unlimited dollar-for-dollar match of all the cash back you earn at the end of your first year, automatically. There is no limit to how much we'll match. So you could turn $50 cash back into $100. Or $100 into $200.

Ready to Apply?
Get started with the Discover It® Student Cash Back today

Direct to the Issuer

The Apply button takes you to Discover's own application

Verify Current Terms

Confirm rates, fees, and the welcome offer on the issuer's page before applying

No Data Shared

We never see or handle your application information