Exxon Mobil Smart Card+™
Issued by Citi
Rates verified July 2026
Welcome Bonus
No welcome bonus
Rewards Rate
1x points on all purchases
Annual Fee
No annual fee
Recommended Credit Score
good
You'll be taken to the issuer's secure application
Rewards Program
1x points on all purchases
Welcome Offer
No welcome bonus
Annual Fee
No annual fee
APR
Variable APR based on creditworthiness
Foreign Transaction Fee
None
Recommended For
Everyday spending
Why We Recommend This Card
No annual fee — keep more of what you earn
Get 5% back on convenience store purchases
Save 10¢/gal on other Synergy™ fuel grades
Get 5% back on convenience store purchases
You can get 5% back on purchases at participating Exxon and Mobil stations on items such as snacks, drinks, car washes and more — for your first $1,200 of non-fuel purchases per year. Excluded items include fuel, lottery tickets, money orders and gift cards.
Save 10¢/gal on other Synergy™ fuel grades
Instantly save 10¢/gal* on other fuel grade purchases at the pump.
Save 12¢/gal on premium gasoline
Instantly save 12¢/gal* on Synergy Supreme+™ premium gasoline purchases at the pump.
Direct to the Issuer
The Apply button takes you to Citi's own application
Verify Current Terms
Confirm rates, fees, and the welcome offer on the issuer's page before applying
No Data Shared
We never see or handle your application information