Aeroplan® Card

Issued by Chase

Rates verified July 2026

Air Canada (3x)
Dining (3x)
Grocery Stores (3x)

Welcome Bonus

Earn 75,000 bonus points after spending $4,000 on purchases in the first 3 months your account is open.

Rewards Rate

1x points · up to 3x on Air Canada

Annual Fee

$95

Recommended Credit Score

excellent

Apply Now

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Aeroplan® Card
Card Highlights
Key benefits and features of the Aeroplan® Card

Rewards Program

1x points · up to 3x on Air Canada

Welcome Offer

Earn 75,000 bonus points after spending $4,000 on purchases in the first 3 months your account is open.

Annual Fee

$95

APR

Variable APR based on creditworthiness

Foreign Transaction Fee

None

Recommended For

Air Canada, Dining, Grocery Stores

Why We Recommend This Card

3.0% on Air Canada

3.0% on Dining

3.0% on Grocery Stores

Earn 75,000 bonus points after spending $4,000 on purchases in the first 3 months your account is open.

Card Benefits
Additional perks and protections

10% bonus on Ultimate Rewards® points transfers

Chase Aeroplan credit cardmembers, get a 10% transfer bonus after transferring 50,000 or more Ultimate Rewards points in a single transaction from an eligible Chase credit card to their Aeroplan account. Maximum of 25,000 Aeroplan bonus points per calendar year.

Complimentary Instacart+ Membership

Get complimentary Instacart+ Membership and receive unlimited deliveries with $0 delivery fees on eligible orders. Service fees and Terms apply. Benefits end 12/31/27.

DoorDash

Get one-year complimentary DashPass, membership for both DoorDash and Caviar, that provides unlimited deliveries with $0 delivery fees and lower service fees on eligible orders. After that, you are automatically enrolled in DashPass at the current monthly rate. Activate by Dec 31, 2027 Plus, DashPass members get up to $10 off quarterly on non-restaurant DoorDash orders through Dec 31, 2027.

Elite Status Level up

Earn an Elite Status Level Up of one tier to 35K Status or higher for existing status holders with $50,000 in account spend during a calendar year.

Free First Checked Bags

Cardmembers and travel companions (up to eight) traveling on the same reservation will all enjoy free first checked bags (up to 50lb) when travel originates on an Air Canada flight.

Global Entry or TSA PreCheck® or NEXUS Fee Credit

Receive a statement credit of up to $120 every 4 years as a reimbursement for the application fee charged to your Aeroplan Card.

New Cardmember 25K Status

New cardmembers will automatically receive Aeroplan 25K Status for the remainder of the calendar year, plus the following calendar year.*Opens offer details overlay Enjoy benefits such as Priority Airport Services and upgrades to premium cabins on Air Canada operated flights. Keep your Aeroplan 25K Status with $15,000 in account spend during a calendar year.

Up to $120 in Instacart credits

Receive a $10 Instacart credit monthly, up to $120 total each calendar year, for purchases made directly through Instacart with your United Explorer Card. Terms apply. Benefits end 12/31/27.

Network benefits (Mastercard)24 standard protections

24/7 Fraud Monitoring

We help safeguard your credit card purchases using sophisticated fraud monitoring. We monitor for fraud 24/7 and can text, email or call you if there are unusual purchases on your credit card.

Auto Rental Collision Damage Waiver

Decline the rental company's collision insurance and charge the entire rental cost to your card. Coverage is provided for theft and collision damage for most cars in the U.S. and abroad. In the U.S., coverage is secondary to your personal insurance.

Baggage Delay Insurance

Reimburses you for essential purchases like toiletries and clothing for baggage delays over 6 hours by passenger carrier up to $100 a day for 3 days.

Credit Journey

Credit Journey provides you with personalized insights to help you build, monitor and protect your credit health. Access your weekly score for free anytime, and dive into our resources like our score simulator and score factor breakdown to understand where you stand. We'll alert you of any new activity on your credit report and usage, in order to help detect any potential fraud.*Opens offer details overlay We're here for you 24/7, 365 days a year if you ever need support, and we'll work together to help you get back on your feet.

Global emergency services

Call 1-800-MASTERCARD (1-800-627-8372) for 24/7 assistance to report a lost or stolen card.

HealthLock

Enroll in HealthLock for Mastercard Medical Claim Monitor complimentary membership plus a 90-day upgrade to all HealthLock services at no monthly cost.

Instacart

Groceries and more delivered in as fast as one hour. Get $10 off your second order each month, and new Instacart+ members can also get three free months of Instacart+. Offer

Lyft

More rides means more adventure. Take three rides in a month with Lyft to earn a $5 credit.3* Plus, save 10% on all scheduled rides to or from U.S. airports when you pay with your World Elite or World Legend Mastercard. Offer

Mastercard 24/7 Concierge

Need to locate hard to find items or even reserve that perfect table? Our concierge is there to help. To contact the concierge, call the number on the back of your card.

Mastercard Golf

Get exclusive PGA TOUR® experiences and access amazing golf benefits with our Golf Concierge Service.

Mastercard ID Theft Protection

Monitor your credit file for fraud, get alerts for suspicious activity and access a resolution specialist.

Mastercard Music and Entertainment Access benefit

Mastercard gives you exclusive access to premium preferred seats and ticket presales at top venues and festivals across the U.S. Eligibility restrictions, exclusions and terms apply. Offer

Mastercard Transit Benefit

Save when you tap and go with your eligible Mastercard and receive a $2.50 statement credit when you spend $10 or more each month at participating transit systems.

Mastercard Travel

Browse exclusive Mastercard benefits, book travel, get hotel upgrades and more.

Peacock

Get $3 off Peacock Premium or Peacock Premium Plus each month when you use your World Elite or World Legend Mastercard to subscribe. Watch new movies from theaters, buzzworthy original series, hit TV shows, live sports and so much more. Eligibility restrictions, exclusions and terms apply. Offer1

Priceless Experiences

Enjoy experiences in culture, dining, sports, entertainment and more in over 45 exciting destinations around the globe.

Priority Pass

Get access to 1,700+ airport lounges worldwide and special offers and discounts in the terminal on dining, retail and spa experiences.

Protection wherever you shop

With Mastercard Zero Liability protection you’re protected against unauthorized transactions in stores, online and in app.

Purchase Protection

Covers your new purchases for 120 days against damage or theft up to $500 per claim and $50,000 per account.

Roadside Assistance

If you have a roadside emergency, call the Benefit Administrator to dispatch the help you need. Roadside service fees will be billed to your card.

Trip Cancellation/Trip Interruption Insurance

You can be reimbursed up to $1,500 per person and $6,000 per trip for your pre-paid, non-refundable passenger fares, if your trip is canceled or cut short by sickness, severe weather and other covered situations.

Trip Delay Reimbursement

If your common carrier travel is delayed more than 12 hours or requires an overnight stay, you and your family are covered for unreimbursed expenses, such as meals and lodging, up to $500 per ticket.

World Elite Concierge

Complimentary 24/7 concierge agent for lifestyle needs, travel bookings and event access.

Zero Liability Protection

You won't be held responsible for unauthorized charges made with your card or account information.

Ready to Apply?
Get started with the Aeroplan® Card today

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No Data Shared

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