Platinum Secured Credit Card from Capital One
Issued by Capital One
Rates verified August 2026
Welcome Bonus
No welcome bonus
Rewards Rate
1x points on all purchases
Annual Fee
No annual fee
Recommended Credit Score
no credit history / rebuilding
You'll be taken to the issuer's secure application
Rewards Program
1x points on all purchases
Welcome Offer
No welcome bonus
Annual Fee
No annual fee
APR
Variable APR based on creditworthiness
Foreign Transaction Fee
None
Recommended For
Everyday spending
Why We Recommend This Card
No annual fee — keep more of what you earn
Credit Reporting
CreditWise
Credit Reporting
We report to the three major credit bureaus. A history of responsible use could help you build credit.
CreditWise
Get alerts when your TransUnion® or Experian® credit report changes.
No Hidden Fees
No foreign transaction fees. No replacement card fees. No authorized user fees. Just the card you need with no unwanted surprises.
Direct to the Issuer
The Apply button takes you to Capital One's own application
Verify Current Terms
Confirm rates, fees, and the welcome offer on the issuer's page before applying
No Data Shared
We never see or handle your application information