Key facts
The Bank of America® Unlimited Cash Rewards for Students is issued by Bank of America and has no annual fee. It earns 1.5% cash back. Welcome offer: Online $200 cash rewards bonus after making at least $1,000 in purchases in the first 90 days of your account opening. Recommended credit: no credit history / rebuilding. Confirm the current terms on the issuer's page before you apply.
Benefits in our card record
- FICO® Score
Bank of America® Unlimited Cash Rewards for Students
Issued by Bank of America
Rates verified October 2026
Welcome Bonus
Online $200 cash rewards bonus after making at least $1,000 in purchases in the first 90 days of your account opening
Rewards Rate
1.5% cash back
Annual Fee
No annual fee
Recommended Credit Score
no credit history / rebuilding
You'll be taken to the issuer's secure application
Rewards Program
1.5% cash back
Welcome Offer
Online $200 cash rewards bonus after making at least $1,000 in purchases in the first 90 days of your account opening
Annual Fee
No annual fee
APR
Variable APR based on creditworthiness
Foreign Transaction Fee
3%
Recommended For
Everyday spending
Why We Recommend This Card
Online $200 cash rewards bonus after making at least $1,000 in purchases in the first 90 days of your account opening
No annual fee — keep more of what you earn
FICO® Score
Card benefits
FICO® Score
You can access your FICO® Score updated monthly for free, within your Mobile Banking app or in Online Banking. Opt-in to receive your score, the key factors affecting your score, and other information that can help you keep your credit healthy.
Direct to the Issuer
The Apply button takes you to Bank of America's own application
Verify Current Terms
Confirm rates, fees, and the welcome offer on the issuer's page before applying
No Data Shared
We never see or handle your application information