Platinum Plus® Mastercard® Business
Issued by Bank of America
Rates verified June 2026
Welcome Bonus
Get a $300 statement credit online bonus after you make at least $3,000 in net purchases in the first 90 days of your account opening.
Rewards Rate
1x points on all purchases
Annual Fee
No annual fee
Recommended Credit Score
excellent
You'll be taken to the issuer's secure application
Rewards Program
1x points on all purchases
Welcome Offer
Get a $300 statement credit online bonus after you make at least $3,000 in net purchases in the first 90 days of your account opening.
Annual Fee
No annual fee
APR
Variable APR based on creditworthiness
Foreign Transaction Fee
3%
Recommended For
Everyday spending
Why We Recommend This Card
Get a $300 statement credit online bonus after you make at least $3,000 in net purchases in the first 90 days of your account opening.
No annual fee — keep more of what you earn
Mastercard Golf
Mastercard ID Theft Protection
Network benefits (Mastercard) — 14 standard protections
Mastercard Golf
Impress clients and employees alike with exclusive PGA TOUR® experiences and access to other amazing golf benefits.
Mastercard ID Theft Protection
Monitor your credit file for fraud, get alerts for suspicious activity and access a resolution specialist.
Mastercard Transit Benefit
Save when you tap and go with your eligible Mastercard and receive a $2.50 statement credit when you spend $10 or more each month at participating transit systems.
Microsoft Advertising
Grow your business and attract more customers with $300 in advertising credit after spending only $150 with Microsoft Advertising. Offer
Priceless Experiences®
Share with your clients both in-person and digital experiences in dining, sports, entertainment and more in over 45 exciting destinations around the globe exclusively for Mastercard cardholders. Visit priceless.com.
Protection wherever you shop
With Mastercard Zero Liability protection you’re protected against unauthorized transactions in stores, online and in app.
Travel and Emergency Services
Travel benefits your business needs including $100,000 in travel accident insurance. Additional services include auto rental insurance, emergency ticket replacement, lost-luggage assistance and legal and medical referrals when you're away from home.
Car Rental Insurance
Reimbursement for covered physical damage and/or theft of a rental vehicle with primary protection: 1-800-MASTERCARD.9
Global emergency services
Call 1-800-MASTERCARD (1-800-627-8372) for 24/7 assistance to report a lost or stolen card.
HealthLock
Enjoy a HealthLock for Mastercard® Medical Claim Monitor complimentary membership plus a 90-day upgrade to all HealthLock services at no monthly cost.
Instacart Business
Fuel your business with same-day delivery of snacks, supplies and more. Enjoy $0 delivery fees* with three free months of Instacart+ and $20 off your second order each month. Offer
Intuit® QuickBooks® Online and QuickBooks Online Payroll
Save 30% on QuickBooks Online, QuickBooks Solopreneur or QuickBooks Online Payroll for 12 months.
Intuit® TurboTax®
Save 20% on the TurboTax solution that best fits your small business needs and can help get your best possible tax outcome.
Luminary
Save 30% on an annual or monthly Luminary membership to access Luminary’s global professional education and networking platform. Offer
Direct to the Issuer
The Apply button takes you to Bank of America's own application
Verify Current Terms
Confirm rates, fees, and the welcome offer on the issuer's page before applying
No Data Shared
We never see or handle your application information