Atmos™ Rewards Summit Visa Infinite®
Issued by Bank of America
Rates verified August 2026
Welcome Bonus
Receive a 50% flight discount code for a qualifying future flight after opening your account. Additionally, earn 100,000 bonus points and a 25,000-point Global Companion Award after spending $6,500 or more on purchases within the first 90 days of opening your account.
Rewards Rate
1x points · up to 3x on Alaska Airlines
Annual Fee
$395
Recommended Credit Score
excellent
You'll be taken to the issuer's secure application
Rewards Program
1x points · up to 3x on Alaska Airlines
Welcome Offer
Receive a 50% flight discount code for a qualifying future flight after opening your account. Additionally, earn 100,000 bonus points and a 25,000-point Global Companion Award after spending $6,500 or more on purchases within the first 90 days of opening your account.
Annual Fee
$395
APR
Variable APR based on creditworthiness
Foreign Transaction Fee
None
Recommended For
Alaska Airlines, Hawaiian Airlines
Why We Recommend This Card
3.0% on Alaska Airlines
3.0% on Hawaiian Airlines
Receive a 50% flight discount code for a qualifying future flight after opening your account. Additionally, earn 100,000 bonus points and a 25,000-point Global Companion Award after spending $6,500 or more on purchases within the first 90 days of opening your account.
$395 annual fee — weigh against bonus categories and perks
1 status point per $2 spent on purchases
With no earning cap, every purchase brings you closer to more perks and the next status tier.
10% rewards bonus
Earn 10% more points on all card purchases with a qualifying Bank of America® account.
10,000 status points each year
Get a jumpstart on your Atmos Rewards journey.
20% back onboard
Get 20% back on Wi-Fi, drinks, and meals on Alaska Airlines and Hawaiian Airlines flights when you pay with your card.
Airport Security Statement Credit
Get an Airport Security Statement Credit of up to $120 every four years in connection with the TSA PreCheck® or Global Entry trusted traveler programs
Eight Alaska Lounge day passes
Receive two Alaska Lounge day passes each quarter for access to any Alaska Lounge before your flight. Each pass is valid for your entire travel day, so you can access multiple lounges along your journey and includes entry for up to two accompanying children. For our existing Alaska Lounge members, these passes can be shared with family and friends.
Free checked bag
For you and up to 6 guests on the same reservation when airfare is purchased with your card.
Global Companion Awards
Cardholders can earn up to two Global Companion Awards per year for use across our full network – including Alaska Airlines, Hawaiian Airlines, oneworld® and our global partners – in any class of service, including Business Class and First Class. As a cardholder, you’ll receive a 25,000-point Global Companion Award on your anniversary.
No same-day changes fees
Change of plans? No problem. We’ll waive the fee for same-day confirmed flight changes, regardless of your Atmos Rewards status.
Partner award booking fee waiver
We’ve made it easier than ever to see the world with our friends with no award booking fees on airline partners
Preferred boarding
For you and up to 6 guests on the same reservation when you pay with your card.
Share your points for free
Share points with a chosen network of up to 10 Atmos Rewards members.
Transfer points to partner loyalty programs
Enjoy flexible points transfers to participating hotel partner loyalty programs, including Marriott Bonvoy and Shangri-La Circle.
Travel delay protection
We’ve got you covered. If your Alaska Airlines flight has a same-day cancellation or delay of 2+ hours for any reason, you'll receive a $50 electronic voucher.
Network benefits (Visa) — 18 standard protections
Auto Rental Collision Damage Waiver
When you use your covered Visa card to rent a vehicle, you’ll get built-in Auto Rental Coverage. You can be covered for physical damage, theft, reasonable and customary towing and loss-of-use charges. Decline the Collision Damage Waiver coverage offered by the rental agency and make sure your name is listed as the primary renter on the auto rental contract.
Booking.com
Purchase qualifying stays with your eligible Visa Credit or Debit card and get up to 8% in Travel Credits to use on future flights, stays, car rentals, attractions, car rentals, taxis and more.
Dovly Uplift™
Get free access to Dovly Uplift. Dovly helps you raise your credit score and get more for your money. While Dovly's platform is designed to remove inaccuracies from your credit report, every case is different, and not everyone will achieve the same results.
Extended Warranty Protection
When you use your covered Visa card for your eligible purchases Extended Warranty Protection will extend the term of your eligible manufacturer’s U.S. warranty by 1 additional year on eligible warranties of 3 years or less; for a manufacturer’s warranty of 3 months, the term is extended an additional 12 months for a combined total of 15 months of coverage; for warranties of one year or more an additional year of coverage is provided.
Global Entry Statement Credit
Apply for Global Entry, a U.S. Customs and Border Protection program and use your Visa Infinite card to pay the application fee (currently $120) to receive a $120 statement credit.
Golf Benefits from Troon Rewards®
Your Visa Infinite card entitles you to automatic Platinum Status when you sign up for Troon Rewards®, for 20% saving on golf fees, merchandise and lessons at over 150 golf courses across the United States and world.
Lost Luggage Reimbursement
When you use your covered card to purchase an airline or common carrier ticket, you can be eligible to receive reimbursement for your checked luggage or carry-on baggage and their contents in the event of theft or misdirection by the airline or common carrier.
Relais & Châteaux
Visa Infinite cardholders receive special privileges from Relais & Châteaux, a highly prestigious association of approximately 500 luxury properties worldwide.
Return Protection
When you use your covered Visa card to make an eligible purchase, you can get return protection if you are dissatisfied with your item within 90 days of purchase and the merchant will not accept the return.
Roadside Dispatch®
This is a pay-per-use roadside assistance program; available 24x7; Roadside Dispatch will ask for your location, find out what the problem is, and will remain on the phone with you while arranging a dispatch to a reliable tow operator or locksmith. You pay a set price per service call.
Stay connected in over 175 countries
Eligible Visa cardholders can now use the GigSky app to access complimentary or discounted global mobile data, in 175+ countries and destinations worldwide as well as on over 200 of the world’s top cruise ships.
Travel Accident Insurance
Add peace of mind to your itinerary. Purchase your airline ticket with your covered Visa card and you can enjoy Travel Accident Insurance.
Travel Emergency Assistance Services
When you are traveling or working anywhere in the world, your covered Visa card gets you access to a multilingual call center, 24 hours a day, 365 days a year to help get the assistance you need. As a covered cardholder, you, your spouse and dependent children under 22 years of age who are traveling with can call a dedicated toll-free number in the United States, or call collect when traveling abroad. Keep in mind this program provides assistance only. Cardholders are responsible for the cost of any services received.
Trip Cancellation / Interruption
When you purchase your travel ticket with a covered Visa card and you must cancel or interrupt your trip, this benefit can help reimburse for the non-refundable cost of your passenger fare. This coverage applies to more than air travel. It also can be in place when a covered Visa card is used to purchase a ticket for travel via other forms of eligible transportation, such as a ferry, rail, bus or cruise ship.
Trip Delay Reimbursement
Anticipate delays when you purchase air travel with your covered Visa card. With Trip Delay coverage, you can receive up to $500.00 when you’re stuck for more than 6 hours due to a covered hazard such as equipment failure, inclement weather, strike and hijacking/skyjacking.
Visa Infinite Concierge Services
Enjoy 24/7 personalized assistance for travel planning, dinner reservations, sports, entertainment tickets and more. Available 365 days a year from home or abroad.
Visa Infinite Luxury Hotel Collection
The Visa Luxury Hotel Collection offers an unparalleled experience with an extraordinary collection of benefits like VIP status, complimentary breakfast daily, an upgrade when available and a special amenity unique to each property.
Visa Infinite Rental car privileges
Book with your Visa Infinite card and get VIP amenities and discounts with Avis, Hertz, and National®.
Direct to the Issuer
The Apply button takes you to Bank of America's own application
Verify Current Terms
Confirm rates, fees, and the welcome offer on the issuer's page before applying
No Data Shared
We never see or handle your application information