Delta SkyMiles® Gold American Express
Issued by American Express
Rates verified August 2026
Welcome Bonus
AS HIGH AS 80,000 Bonus Miles after you spend $2,000 in purchases on your new Card within the first 6 months of Card Membership.
Rewards Rate
1x miles · up to 2x on Delta Airlines
Annual Fee
$150
Recommended Credit Score
excellent
You'll be taken to the issuer's secure application
Rewards Program
1x miles · up to 2x on Delta Airlines
Welcome Offer
AS HIGH AS 80,000 Bonus Miles after you spend $2,000 in purchases on your new Card within the first 6 months of Card Membership.
Annual Fee
$150 (waived first year)
APR
Variable APR based on creditworthiness
Foreign Transaction Fee
None
Recommended For
Delta Airlines, Dining, Grocery Stores
Why We Recommend This Card
2.0% on Delta Airlines
2.0% on Dining
2.0% on Grocery Stores
AS HIGH AS 80,000 Bonus Miles after you spend $2,000 in purchases on your new Card within the first 6 months of Card Membership.
$100 Delta Stays Credit
Get up to $100 back per year as a statement credit after using your Delta Gold Card to book prepaid hotels or vacation rentals through Delta Stays on delta.com/stays.
$200 Delta Flight Credit
Get a head-start on your next adventure, compliments of your Card. After you spend $10,000 in purchases on your Card in a calendar year, you can receive a $200 Delta Flight Credit to use toward future travel.
20% Back on In-Flight Purchases
Receive a 20% savings in the form of a statement credit after you use your Card on eligible Delta in-flight purchases of food, beverages, and audio headsets.
Baggage Insurance Plan
Travel more comfortably knowing you can be covered for lost, damaged, or stolen Baggage when you purchase the Entire Fare for a Common Carrier Vehicle ticket (e.g. plane, train, ship, or bus) on an Eligible Card. Coverage can be provided for up to $1,250 for carry-on Baggage and up to $500 for checked Baggage, in excess of coverage provided by the Common Carrier.
Car Rental Loss and Damage Insurance
Getting into your Rental Vehicle can be the start of a great vacation. When you use your Eligible Card to reserve and pay for the Entire Rental and decline the collision damage waiver at the rental Company counter, you can be covered for Damage to or Theft of a Rental Vehicle in a Covered Territory. Please read important exclusions and restrictions. Not all vehicle types or rentals are covered. Coverage is not available for vehicles rented in Australia, Italy, and New Zealand. This product provides secondary coverage and does not include liability coverage.
Extended Warranty
What if the color fades on your new flat-screen TV? Or your food processor starts rattling instead of slicing and dicing? Chances are it will happen right after the Manufacturer's Warranty runs out. Fortunately, when you use your Eligible Card to make a Covered Purchase, you can get up to one extra year added to the Original Manufacturer's Warranty. Applies to warranties of 5 years or less on Covered Purchases in the United States or its territories. Please read important exclusions and restrictions.
First checked bag free
Enjoy your first checked bag free on Delta flights.
Global Assist® Hotline
Whenever you travel more than 100 miles from home, you may be eligible for 24/7 emergency assistance and coordination services, including medical, legal, and passport referrals, emergency cash wires, and missing luggage assistance. Card Members are responsible for the costs charged by third-party service providers. Other terms and conditions apply.
Priority Boarding
Board early, secure a spot for your carry-on, and enjoy plenty of time to settle in before takeoff on your next Delta flight with Main Cabin 1 Priority Boarding.
ShopRunner
Get free 2-day shipping* on eligible items at a growing network of 100+ online stores with ShopRunner. Enroll in complimentary membership as a benefit of your eligible Card.
TakeOff 15
Take 15% off anytime you book Award Travel with miles on Delta flights when using delta.com and the Fly Delta app.
Network benefits (American Express) — 1 standard protection
Purchase Protection
Sometimes your favorite new purchase gets stolen or accidentally damaged. But when you use your Eligible Card for Covered Purchases, your Membership can help protect them for up to 90 days from the Covered Purchase date, subject to the Coverage Limits
Direct to the Issuer
The Apply button takes you to American Express's own application
Verify Current Terms
Confirm rates, fees, and the welcome offer on the issuer's page before applying
No Data Shared
We never see or handle your application information