Marriott Bonvoy Business®
Issued by American Express
Rates verified August 2026
Welcome Bonus
Earn 150,000 Marriott Bonvoy® Bonus Points and a $125 Statement Credit after you use your new Card to make $8,000 in purchases within the first 6 months of Card Membership..
Rewards Rate
2x points · up to 6x on Marriott
Annual Fee
$125
Recommended Credit Score
excellent
You'll be taken to the issuer's secure application
Rewards Program
2x points · up to 6x on Marriott
Welcome Offer
Earn 150,000 Marriott Bonvoy® Bonus Points and a $125 Statement Credit after you use your new Card to make $8,000 in purchases within the first 6 months of Card Membership..
Annual Fee
$125
APR
Variable APR based on creditworthiness
Foreign Transaction Fee
None
Recommended For
Dining, Gas Stations, Marriott, Shipping
Why We Recommend This Card
6.0% on Marriott
4.0% on Dining
4.0% on Gas Stations
Earn 150,000 Marriott Bonvoy® Bonus Points and a $125 Statement Credit after you use your new Card to make $8,000 in purchases within the first 6 months of Card Membership..
Baggage Insurance Plan
Travel more comfortably knowing you can be covered for lost, damaged, or stolen Baggage when you purchase the Entire Fare for a Common Carrier Vehicle ticket (e.g. plane, train, ship, or bus) on an Eligible Card. Coverage can be provided for up to $1,250 for carry-on Baggage and up to $500 for checked Baggage, in excess of coverage provided by the Common Carrier. For New York State residents, there is a $10,000 aggregate maximum limit for all Covered Persons per Covered Trip.
Car Rental Loss and Damage Insurance
As a Card Member, You can be covered for Damage to or Theft of a Rental Vehicle in a Covered Territory when you use your Eligible Card to reserve and pay for the Entire Rental and decline the collision damage waiver (CDW) at the Rental Company counter. Please read important exclusions and restrictions. Not all vehicle types or rentals are covered. Coverage is not available for vehicles rented in Australia, Italy and New Zealand. This product provides secondary coverage and does not include liability coverage.
Complimentary Marriott Bonvoy Gold Elite Status
Receive complimentary Marriott Bonvoy Gold Elite status with your Card, which includes priority late checkout when available and 25% bonus points on stays.
Earn & Redeem Free Nights
Get one Free Night Award every year, after your Card renewal month. And earn another Free Night Award after you spend $60,000 in purchases on your Card in a calendar year. Awards can be used for one night (redemption level at or under 35,000 Marriott Bonvoy points) at over 7,000 hotels participating in the Marriott Bonvoy program worldwide. Certain hotels have resort fees.
Elite Night Credits
Each calendar year you can receive 15 Elite Night Credits towards the next level of Marriott Bonvoy Elite status. Limitations apply per Marriott Bonvoy member account. Benefit is not exclusive to Cards offered by American Express. Terms apply.
Extended Warranty
With Extended Warranty �you can shop with less worry knowing the terms of the Original Manufacturer's Warranty can be extended up to one additional year. Applies to warranties of 5 years or less on Covered Purchases in the United States or its territories or possessions.
Global Assist® Hotline
Whenever you travel more than 100 miles from home, you may be eligible for 24/7 emergency assistance and coordination services, including medical, legal, and passport referrals, emergency cash wires, and missing luggage assistance. Card Members are responsible for the costs charged by third-party service providers.
Marriott Bonvoy Air+Car Transfer Program
Air+Car allows members to redeem Marriott Bonvoy points for flights and car rentals across hundreds of travel partners around the world.
Marriott Bonvoy® Room Rate Discount
Receive a 7% discount off standard rates for reservations of standard guest rooms at hotels which participate in the Marriott Bonvoy program when you book directly. Terms and Conditions apply.
Premium Internet Access
Stay connected with complimentary in-room, premium internet access while staying at hotels participating in the Marriott Bonvoy program. Booking requirements apply for in-room Internet access.
Network benefits (American Express) — 1 standard protection
Purchase Protection
When an American Express Card Member charges a Covered Purchase with their Eligible Card, Purchase Protection can help protect their Covered Purchases for up to 90 days from the Covered Purchase date if it is stolen or accidentally damaged. The coverage is limited up to $1,000 per occurrence, up to $50,000 per Card Member account per calendar year.
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