Delta SkyMiles® Platinum Business
Issued by American Express
Rates verified August 2026
Welcome Bonus
Earn 70,000 Bonus Miles after you spend $6,000 in purchases on your new Card in your first 6 months of Card Membership.
Rewards Rate
1x miles · up to 3x on Delta Airlines
Annual Fee
$350
Recommended Credit Score
excellent
You'll be taken to the issuer's secure application
Rewards Program
1x miles · up to 3x on Delta Airlines
Welcome Offer
Earn 70,000 Bonus Miles after you spend $6,000 in purchases on your new Card in your first 6 months of Card Membership.
Annual Fee
$350
APR
Variable APR based on creditworthiness
Foreign Transaction Fee
None
Recommended For
Delta Airlines, Hotels, Shipping, Transit
Why We Recommend This Card
3.0% on Delta Airlines
3.0% on Hotels
1.5x on Shipping
Earn 70,000 Bonus Miles after you spend $6,000 in purchases on your new Card in your first 6 months of Card Membership.
First checked bag free
You can check your first bag for free and save up to $60 on a round-trip Delta flight.
$120 Resy Credit
With the $120 Resy Credit, earn up to $10 per month in statement credits on eligible Resy purchases using your enrolled Card.
$120 Rideshare Credit
Earn up to $10 back each month after using your enrolled Delta SkyMiles® Platinum Business American Express Card for U.S. rideshare purchases with select providers.
$200 Delta Stays Credit
Elevate your travel experience with an annual statement credit of up to $200 after using your Delta SkyMiles® Platinum Business American Express Card to book prepaid hotels or vacation rentals through Delta Stays on delta.com
Baggage Insurance Plan
Travel more comfortably knowing you can be covered for lost, damaged, or stolen Baggage when you purchase the Entire Fare for a Common Carrier Vehicle ticket (e.g. plane, train, ship, or bus) on an Eligible Card. Coverage can be provided for up to $1,250 for carry-on Baggage and up to $500 for checked Baggage, in excess of coverage provided by the Common Carrier. For New York State residents, there is a $10,000 aggregate maximum limit for all Covered Persons per Covered Trip.
Car Rental Loss and Damage Insurance
When you use your Eligible Card to reserve and pay for the Entire Rental and decline the collision damage waiver (CDW) at the Rental Company counter, You can be covered for Damage to or Theft of a Rental Vehicle in a Covered Territory. Please read important exclusions and restrictions. Not all vehicle types or rentals are covered. Coverage is not available for vehicles rented in Australia, Italy, and New Zealand. This product provides secondary coverage and does not include liability coverage.
Companion Certificate
Enjoy a Companion Certificate on Main Cabin domestic, Caribbean, or Central American roundtrip flights each year after renewal of your Card.
Complimentary Upgrade List
Not a Medallion Member? Delta SkyMiles® Platinum Business Card Members with an eligible ticket will be added to the Complimentary Upgrade list, after Delta SkyMiles Medallion Members and Reserve Card Members.
Extended Warranty
When you use your Eligible Card to make a Covered Purchase, you can get up to one extra year added to the Original Manufacturer's Warranty. Applies to warranties of 5 years or less on Covered Purchases in the United States or its territories or possessions.
Fee Credit for Global Entry or TSA PreCheck
Receive a fee credit for TSA PreCheck® or Global Entry (which includes TSA PreCheck) by using your Card. If approved for Global Entry, you will also receive access to TSA PreCheck at no additional charge.
Global Assist® Hotline
Lose your wallet? Need a referral for a doctor? Global Assist Hotline is there to help with coordination and assistance services when you are traveling 100 or more miles from home. We can also help you with visa and customs information, and more. Card Members are responsible for the costs charged by third-party service providers.
Global Assist® Hotline
Whenever you travel more than 100 miles from home, Global Assist Hotline is available for 24/7 emergency assistance and coordination services, including medical and legal referrals, emergency cash wires, and missing luggage assistance. Card Members are responsible for the costs charged by third-party service providers. Other terms and conditions apply
Hertz Five Star® Status
Transform your car rental experience with Hertz Five Star Status, compliments of your Delta SkyMiles® Platinum Business Card.
MQD (Medallion® Qualification Dollars) Headstart
Get $1 MQD for each $20 in purchases on your Card in a calendar year, getting you closer to Medallion Status for next Medallion Year quicker.
TakeOff 15: Save 15% on Award Travel
Take 15% off when booking Award Travel with miles.
Zone 5 Priority Boarding
Board early, secure a spot for your carry-on, and enjoy plenty of time to settle in before takeoff on your next Delta flight with Zone 5 Priority Boarding.
Network benefits (American Express) — 2 standard protections
Purchase Protection
Sometimes your favorite new purchase gets stolen or accidentally damaged. But when you use your Eligible Card for Covered Purchases, your Membership can help protect them for up to 90 days from the Covered Purchase date, subject to the Coverage Limits. Up to $1,000 per occurrence, $50,000 per calendar year.
Trip Delay Insurance
If a round-trip is paid for entirely with your eligible Card and a covered reason delays your trip more than 12 hours, Trip Delay Insurance can help reimburse certain additional expenses purchased on the same eligible Card, up to $300 per trip, maximum 2 claims per eligible card per 12 consecutive month period.
Direct to the Issuer
The Apply button takes you to American Express's own application
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No Data Shared
We never see or handle your application information